Adjustable rate. Fixed rate. Existing home or new construction. A home equity loan. Which will work for you? Each customer's situation is different. That's why we have lots of ways to get you in the house you want. Professional mortgage officers and local decision making, right here in southern Maine, make this possible.
We want to make it easier for you to buy your first home. That's why we created the Home Now Mortgage offering a lower down payment. We also offer Federal Housing Administration (FHA) loans if you are looking for a lower down payment, more flexible credit terms and no maximum income threshold. Learn More
With a fixed rate mortgage, you'll enjoy predictable payments for the life of the loan. Market fluctuations don't affect your rate or monthly payment. This popular option offers low down payments and a choice of terms. We also offer a special program for first time homebuyers. Rates & Application
Adjustable Rate Mortgages may offer a lower initial interest rate and monthly payment. Annual and lifetime caps protect you from extreme rate increases. Rates & Application
Our Home Equity loan lets you lock-in your rate for the life of your loan. You get a great fixed rate and can budget with the knowledge that your payments will always remain the same! Rates & Application
If you have recurring borrowing needs, a credit line is a smart option. Our Home Equity line offers flexible access to your funds when you need them, simply by writing a check.Rates & Application
